Essay #3 Prompts (choose ONE): Why has the average public college tuition nearly tripled over the past three decades? How has this impacted student debt? Do you think a college degree should be affordable to everyone, as it used to be? Why or why not? How do you think student debt should be managed? How has racial prejudice impacted healthcare policies and access to health insurance across the country? How has a shift in healthcare policies and access to insurance had a disproportionate impact on people in rural regions? How have poor white Americans been impacted by this shift? How did redlining promote white homeownership while disadvantaging people of color? How did this impact who received mortgages and who was blocked from purchasing homes? What lessons were you taught about homeownership, at home or in your community? How were those lessons impacted by your identity? Requirements: This essay must have the standard elements of an essay: introduction/thesis, body paragraphs, and a conclusion. Your introduction and thesis statement should focus or set up the main idea or main argument of your essay. Then, each body paragraph should provide evidence to support your thesis and should stay on one topic at a time. The conclusion should answer the following questions: SO WHAT and NOW WHAT. The “so what” is why this topic should matter to your reader. The “now what” (sometimes referred to as the “Call to Action”) is an explanation of what we should do now that we have read your essay. Your essay must use and cite at least ONE outside source in addition to McGhee’s text. Each body paragraph should contain at least ONE direct quotation and in-text citation. This essay must follow the conventions of good writing and will be graded on the basis of these conventions: organization, focus, development (support/details), clarity of ideas, and grammatical correctness. Since this is an objective research essay, you should NOT use the first person point of view (I, me/my/mine, we/us/our/ours). Instead, use the third person point of view (one, people, they, them, everyone, everybody, Americans) This essay must have at least five (5) paragraphs and must be at least three (3) pages in length. Please do not exceed four (4) pages. This essay must be written in proper MLA format. This essay must be an original work of your own and not plagiarized in any way. This essay requires you to cite material from McGhee’s book as well as ONE outside source. Therefore, you will need BOTH in-text citations and Works Cited page. Please make sure page number is noted next to in text citations.